Especially for Women
A woman’s financial journey is unique – and usually longer than a man’s
Women have unique concerns when it comes to financial planning. Statistically speaking, even married women will be on their own at some point in their lives, and many women do not feel equipped for that likelihood.
Some of our female clients tell us that although they have a large portfolio of assets of their own, other financial planners have consistently addressed their husband rather than speaking directly to them.
The information you need—delivered with respect, clarity, and confidentiality
At Monarch Advisory Group, we are committed to empowering our clients through education. Our vision is to help our clients – male and female – understand not just what assets they have, but why they have them, by providing financial information in plain English.
Whether you are a highly educated and financially savvy professional, or are unaccustomed to making investment decisions, we tailor our communication methods to your comfort level to help you through common concerns and life transitions that modern women face:
The Monarch Way – Holistic, Strategic, and Transformational
At Monarch Advisory Group, our clients appreciate our strategic and holistic approach. That means our recommendations are always personalized, considering your entire financial picture and your risk comfort level. No two clients are the same, and we will treat you and your unique financial situation with the care and confidentiality you deserve.
We will help you navigate uncertain situations by taking the emotion out of the financial decisions that must be made during some of life’s most difficult transitions. The most satisfying aspect of the work we do for our clients is helping them transform their financial situation from worrisome to hopeful.
Once we have a clear plan, it’s time to move forward. Through LPL Financial, we offer access to a full complement of asset classes and investment alternatives from the nation’s largest independent broker-dealer*, so we can deliver the highest level of services to our clients.
* As reported in Financial Planning magazine 1996-2015, based on total revenues
I am the CFO of our home, but I am not familiar with long-term investment strategies. Women often run the household, but need help creating a comprehensive plan that balances the family’s immediate needs with long-term desires. We offer fee-based financial plans at a price point that is accessible to most income brackets because we want to help you pursue the lifestyle of your dreams for you and your family – now, and in the future.
I’m going through a divorce. What do I need to know and do now? Divorce is one of the most stressful life transitions a person can make. If you’ve been out of the workforce raising a family, you may wonder how you will generate income. We will help you understand which assets you have, and which would be most beneficial to you moving forward. Then, we’ll help you create a new plan to provide for your living expenses, retirement, and update your estate and insurance plans to protect your children.
I was suddenly widowed, and I need to create a new plan for myself. Despite the fact that women have a longer life expectancy than men, many women are caught without a plan when their spouse passes on. If you were not the partner who made the financial decisions, you might not be aware of all the assets you have accumulated as a couple. We will look at your tax returns and your account statements to track down your assets, then help you understand the value of each one. Widows may also have a financial windfall due to life insurance payments, and we can help you create a sound investment strategy to make it last.
Women in my family live a long time, so I need my money to last through my 90s. Statistically speaking, women live longer, so we need a plan that addresses our longevity. Women are often the caretaker for their spouses, but may or may not have someone to care for them. We will help you to plan for your long-term living and care expenses, so you can feel confident that you can provide for yourself in your final years.